A. Major medical
B. Disability income
C. Dental
D. Health maintenance organization
A. A concealment in insurance applications
B. An unfair discrimination between individuals
C. An unfair claim settlement practice
D. A violation of the principle of adhesion
A. A 10% service fee is charged
B. The policy is canceled automatically at the end of the grace period
C. The deductible is waived
D. The amount of unpaid premium may be subtracted from the reimbursement
A. Have low incomes and limited assets
B. Have enrolled in Medicare
C. Are ineligible for coverage under an employer group accident and health plan
D. Cannot obtain commercial coverage due to health problems
A. Have at least 50% of its employees reside in the state of Maryland
B. Contribute to employee premiums
C. Have its principal place of business in the state of Maryland
D. Have at least 50% of its employees work in the state of Maryland
A. Treatment of mental illness
B. Hearing aids for children
C. Weight reduction programs
D. Treatment of substance abuse
A. Taxation depends on the beneficiary's tax bracket
B. Some benefits will usually be taxable
C. Benefits will not be taxable
D. All benefits will be taxable
A. Insurance company brochures
B. Government publications
C. Radio announcements approved by the insurer
D. Television advertisements approved by the insurer
A. Require physical therapy
B. Require continuous skilled nursing care
C. Have had surgery
D. Be terminally ill
