Life-Producer試験無料問題集（85題）「Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) 認定」

出題：1

A universal life insurance policy can be described most accurately as a combination of:

A. An endowment policy and an interest-sensitive deposit fund

B. A flexible premium deposit fund and a monthly renewable term insurance policy

C. A term insurance policy and an annuity

D. A mutual fund and a whole life insurance policy

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：2

If a life insurer denies a policy of life insurance, the insurer shall disclose the results of any medicalexamination administered to determine insurability to the:

A. Physician that furnished medical information to the insurer

B. Physician of the applicant's choice upon the request of the applicant

C. Company's underwriter

D. Beneficiary of the policy

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：3

A valid contract requires all of the following EXCEPT:

A. Written evidence

B. Offer and acceptance

C. Competent parties

D. Consideration

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：4

A policyholder uses a Section 1035 exchange to replace an existing life insurance policy. If the new policy is later surrendered, the gain realized on termination is taxed as:

A. A deferred capital gain

B. Ordinary income

C. A capital gain

D. Ordinary income plus a 10% surcharge

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：5

A policyholder uses a Section 1035 exchange to replace an existing life insurance policy. If the new policy is later surrendered, the gain realized on termination is taxed as:

A. A deferred capital gain

B. Ordinary income

C. A capital gain

D. Ordinary income plus a 10% surcharge

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：6

An existing life insurance policy is sold by the policyowner to help finance the cost of a terminal illness. This is an example of:

A. A survivorship policy

B. An accelerated death benefit

C. A nonforfeiture option

D. A viatical settlement

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：7

A life insurance policy becomes incontestable after it has been in force for:

A. 6 months

B. 30 days

C. 3 years

D. 2 years

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：8

An insurable interest in each other's lives may exist in the absence of an economic interest when the individuals are:

A. Marriage partners

B. Traveling companions

C. Business associates

D. Competitors

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

Life-Producer試験無料問題集「Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) 認定」