Advanced-CAMS-Audit試験無料問題集（90題）「ACAMS Advanced CAMS-Audit Certification 認定」

出題：1

Which is the most significant risk associated with KYC requirements being considered a low priority not designed into processes and subsequently implemented after the products are already launched?

A. Client experience improves as accounts can be opened more quickly.

B. Frontline will not complete adequate CDD.

C. Product launches will motivate frontline to get more customers.

D. Product launches may not be adequately prepared.

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：2

Which are methods to test internal controls related to the CDD and KYC process? (Select Two.)

A. Confirm with client onboarding teams whether or not high-risk customers exist.

B. Ask the account officers whether the CDD and KYC information provided is correct.

C. Confirm if suspicious activity reports were filed following escalation for non-compliance with the CDD and KYC process.

D. Evaluate the results of the sample testing of new and existing customer relationships for adherence to the CDD and KYC process.

E. Review the accuracy of the gap analysis of the CDD and KYC policies and procedures against local regulations.

正解：D,E 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：3

The scoping and planning process of an AML audit of a bank is best guided by review of which document?

A. Information technology security risk assessment of the bank's COD risk rating solution

B. A document prepared to identify the inherent risk associated with a bank's products and services

C. Report of independent audit conducted the previous year

D. Independent model validation and testing report of the bank's transaction surveillance systems

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：4

What should the auditor look for to assess the adequacy of controls for non-profit organizations that are vulnerable to terrorist financing (TF) abuse? (Select Two.)

A. Exploitation of legitimate entities as conduits for TF for the purpose of escaping asset-freezing measures

B. Ongoing due diligence on the business relationship and scrutiny of transactions undertaken throughout the course of that relationship

C. Concealing of the secretive diversion of funds intended for legitimate purposes to terrorist organizations

D. Testing of the customer's identifying information using reliable and independent source documents

E. The overall volume of cash deposit reporting for the quarter

正解：B,C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：5

The company has automated the completion of the customer risk assessment (CRA) into its main customer relationship management (CRM) system The CRM has needs recording the overall risk level assessed (Standard. Enhanced), the ID number of the staff member who completed the assessment, and me date of the last assessment Which additional fields should the auditor recommend to document the CRA process? (Select Three.)

A. Annual premium (S)

B. Risk factors (Y/N. if Y please specify)

C. Residence (Country)

D. Photo ID taken (Passport Driver's License. Other)

E. Type of customer (Trust. Company Individual)

F. Age (Years)

正解：B,C,E 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：6

During a sample review, the auditor notices that an alert was generated for a large deposit that was inconsistent with the customer profile. The customer has had no other incidents in the past 10 years and has provided documents to confirm the deposit as a property sale. What should the auditor do?

A. Carry out further investigation of this alert.

B. Document the conclusion within the audit work papers.

C. Consult with the compliance officer.

D. Increase the sample size.

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：7

Which action would an auditor take to evaluate design effectiveness?

A. Carry out a sample check of suspicious activity reports and make sure they are in line with policies and procedures.

B. Confirm that customer records are being kept in accordance with policies and procedures.

C. Confirm that alerts in transaction monitoring have been properly escalated or waived.

D. Check whether the policies and procedures are consistent with the authorities' regulations.

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：8

Which should be evaluated when analyzing components of risk mitigation in an AML risk assessment?
(Select Two.)

A. Customer risk

B. Overall customer volume

C. Product risk

D. Office of Foreign Assets Control filtering

E. Liquidity risk

正解：A,C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：9

An audit finding can be closed when:

A. all necessary evidence is collected and analyzed.

B. the final audit report is ready for delivery.

C. the follow-up actions are completed.

D. the underlying risk is reassessed and mitigated.

正解：C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

Advanced-CAMS-Audit試験無料問題集「ACAMS Advanced CAMS-Audit Certification 認定」