CAMS-FCI試験無料問題集（102題）「ACAMS Advanced CAMS-Financial Crimes Investigations 認定」

出題：1

Which might suggest misuse of crowdfunding resources by a terrorist?

A. A small charge at a gas station followed by a large charge at an electronics store

B. Multiple small deposits followed by a wire transfer to a large well-known international charity

C. A large deposit followed by multiple charges at a sporting goods store

D. Multiple small deposits followed by the purchase of airplane tickets >

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：2

An investigator is reviewing an alert for unusual activity. System scanning detected a text string within a company customer's account transactions that indicates the account may have been used for a drug or drug paraphernalia purchase. Based on the KYC profile, the investigator determines the customer's company name and business type are marketed as a gardening supplies company. The investigator reviews the account activity and notes an online purchase transaction that leads the investigator to a website that sells various strains of marijuana. Additional account review detects cash deposits into the account at the branch teller lines, so the investigator reaches out to the teller staff regarding the transactions. The teller staff member reports that the business customers have frequently deposited cash in lower amounts. The teller, without prompting, adds that one of the transactors would occasionally smell of a distinct scent of marijuana smoke.
Which information should be included in the SAR/STR?

A. The customer information, including KYC background

B. The fact that one of the transactors occasionally smelled of marijuana smoke

C. A transaction that is commensurate with the customer's background

D. Details of the transactor's social media accounts

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：3

In a review of the account activity associated with Nadine Kien, an investigator observes a large number of small- to medium-size deposits from numerous individuals from several different global regions. The money is then transferred to a numbered company. Which is the next best course of action for the investigator?

A. Recommend the account for exit due to frequent global transactions.

B. No further action is required as the customer is already rated at high-risk and the monthly spending is within expectations.

C. Complete the monthly review and note the activity for next month's review.

D. File a SAR/STR on the account activity in relation to a potential funnel account.

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：4

A financial institution (Fl) has considered the available relevant factors in a transaction and has determined it will file a SAR^STR. Which is needed to support the contents of the report to the financial intelligence unit?

A. Definitive proof that suspicious activity occurred

B. Low evidentiary threshold about the suspicious activity

C. Enough circumstantial evidence about the suspicious activity for a criminal proceeding

D. No factual description of the suspicious activity

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：5

The compliance learn is reviewing multiple data points to include in its data analytics program to detect shell or front company red flags. Which data points should the compliance team include? (Select Two.)

A. Entities with high paid-up capital relative to monthly value of transactions

B. Entities transacting with or having relation to tax haven or high-risk countries

C. Entities with a large number and variety of beneficiaries not declared at the time of onboarding

D. Entities whose principal place of business is a non-residential address

E. Entities exhibiting transactions with declared counterparties

正解：B,D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：6

A criminal is engaged in chain hopping while trying to launder ransomware payments. The criminal will likely:

A. move the funds to an offshore cryptocurrency wallet.

B. convert the funds to a different type of cryptocurrency.

C. store the funds in a cold wallet.

D. obscure the funds using a mixer.

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：7

A financial institution (Fl) receives an urgent request for information from the financial intelligence unit (Fl country. According to FATF recommendations, which is the best action for the FI to take?

A. Inform the public relations department to prepare for negative news.

B. Establish a committee from different areas of the Fl to determine if the request should be answered.

C. Request an official court subpoena with details of the investigation.

D. ling the financing of terrorism that could imply an imminenl threat in the

E. Provide as much information as possible to the FIU immediately.

正解：E 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：8

Which is the first valid step in the Mutual Legal Assistance Treaties international cooperation process?

A. The central authority of the requesting country sends a letter of request to the central authority of the other country.

B. The investigator may remove the evidence collected without asking permission to do so.

C. The central authority that receives the request sends it to a local judicial officer to find out if the information is available.

D. An investigator from the requesting country visits the country where the information is sought and takes statements from the identified witnesses or suspects.

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：9

While each is potentially important, which allows an investigations analyst to better write a SAR/STR narrative that is useful to law enforcement? (Select Two.)

A. Including contact information for individuals at other institutions with whom correspondence has occurred

B. Including a detailed description of the known or suspected criminal violation or suspicious activity

C. Ensuring all information in the SAR/STR is complete and accurate based on what the institution knows

D. Including information about the general activity trends in the area where the suspicious transactions were conducted

E. Including an explanation of the internal process that brought the transaction to the attention of the analyst

正解：B,C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：10

A financial institution (Fl) banks a money transmitter business (MTB) located in Miami. The MTB regularly initiates wire transfers with the ultimate beneficiary in Cuba and legally sells travel packages to Cuba. The wire transfers for money remittances comply with the country's economic sanctions policies. A Fl investigator on the sanctions team reviews each wire transfer to ensure compliance with sanctions and to monitor transfer details.
An airline located in Cuba, unrelated to the business, legally sells airline tickets in Cuba to Cuban citizens wanting to travel outside of Cuba. The airline tickets are purchased using Cuban currency (CUC).
The MTB wants 100,000 USD worth of CUC. Purchasing CUC from a Cuban bank includes a 4% fee. The MTB contacts the airline to ask if the airline will trade its CUC for USD at a lower exchange fee than the Cuban bank. The airline agrees to a 1% fee. The MTB initiates a wire transfer to the airline which appears as normal activity in the monitoring system because of the business' travel package sales.
The investigator recommends that a SAR/STR be filed. What documentation should be referenced in the SAR/STR filing? (Select Three.)

A. Licensing information regarding the travel agency providing tourist sales to Cuba

B. Cumulative dollar amount of the wire transfer activity

C. All documents related to the agreement between the airline and the MTB

D. Cumulative dollar amount for transactions listing for all the MTB account's wire activity regarding travel packages

E. Airline's ticket sales and passenger list

F. Account documentation on all related accounts maintained by the MTB

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

CAMS-FCI試験無料問題集「ACAMS Advanced CAMS-Financial Crimes Investigations 認定」