CAMS試験無料問題集（865題）「ACAMS Certified Anti-Money Laundering Specialists (the 6th edition) 認定」

出題：1

A bank located in New York has identified suspicious transactions at a correspondent bank in ChinA. For one of the international customers, the correspondent bank is not following agreed upon protocols.
Which factor indicates that the bank should terminate the relationship?

A. The primary institution has requested transactional details from the correspondent bank to aide in theirinvestigation.

B. The compliance officer at the correspondent bank is currently being investigated due to bribery allegations.

C. The correspondent bank has recently exceeded acceptable limits in the primary banks' recently developedrisk model.

D. The correspondent bank has opened branches in a country on the Office of Foreign Assets Control list.

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：2

What is an aspect of the USA PATRIOT Act that has extraterritorial reach?

A. To require scrutiny of foreign financial institutions (FIs) and classes of international transactions that are susceptible to criminal abuse.

B. To mandate stricter money laundering controls across the continent.

C. To strengthen US measures to prevent, detect and prosecute international money laundering and financing of terrorism.

D. To implement economic and trade sanctions based on US foreign policy.

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：3

What was the topic the Wolfsberg Group's first guidance addressed?

A. Private banking

B. Merchant acquiring activities

C. Enhanced due diligence for high risk customers

D. AML training for financial institution staff

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：4

A client who owns a swimming pool company requests to open 19 accounts at a bank, each with a debit card for its swimming pool technicians. When asked about the purpose of each account, the client explains that each technician needs a separate checking account to purchase pool chemicals.
Which available source could be used in the bank's internal investigation on this client's activities?

A. Client's credit bureau report

B. Internet search showing how such business are typically operated

C. Interview swimming pool technicians and chemical suppliers

D. Local law enforcement investigation report

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：5

A popular restaurant in town has begun depositing less cash than it has in prior years. In a review of the customer's accounts, you notice that credit card receipts have increased with no .
The account officer discovers that the restaurant has installed a privately-owned automated teller machine (ATM) onsite and has begun construction on a patio dining area.
Which red flag should trigger additional investigation?

A. Increased credit card receipts

B. Privately-owned ATM

C. Lower cash deposits

D. Construction of the new patio dining area

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：6

Whichline of defenseissolely tasked with providing assurance to the Board of Directorsof an organization?

A. The first line of defense

B. The second line of defense

C. The third line of defense

D. The fourth line of defense

正解：C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：7

Which are the requirements of the Filth AML Directive of the EU? {Select Two.)

A. Developing a variant approach m the strategy for the treatment of organized crime and terrorism threats

B. Promoting the record keeping obligations of banks to the maximum amount of data necessary for the purposes of AML investigations

C. Broadening the criteria for assessing high-risk third countries

D. Providing information access to financial intelligence units according to the differences in the nature of their functions, competences, and powers

E. Extending AML rules to entities that provide virtual currency services

正解：B,E 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：8

What are three elements of a sound Customer Due Diligence Program?

A. Training as to how and to what extent to identify prospective customers

B. Determination of what type of customer the financial institution will accept

C. Determination of who in the institution should be assigned to the prospective customer as a liaison

D. Obtaining date of birth and address of a prospective customer

正解：A,B,D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：9

Which method do terrorist financiers use to move funds without leaving an audit trail?

A. Casa de cambio

B. Extortion

C. Cash couriers

D. Virtual currency

正解：C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：10

A student contacts a real estate broker to view a home but cancels last minute due to illness. The student wants to quickly buy the 800,000 USD home, which is overvalued, despite the broker'sobjections to the asking price. Which real estate red flags should the broker identify? (Select Three.)

A. Transaction speed

B. Value

C. Structuring

D. Anonymity

E. Flow through

F. Inconsistency

正解：A,B,F 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：11

What must be materially true regarding transactions for United States (U.S.) sanctions laws to have jurisdiction?

A. Transactions are traced to illegal proceeds

B. Transactions are stripped of beneficial owner information

C. Transactions are identified as proceeds of foreign corruption

D. Transactions are processed by a U.S. person

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

CAMS試験無料問題集「ACAMS Certified Anti-Money Laundering Specialists (the 6th edition) 認定」