CKYCA試験無料問題集（72題）「ACAMS Association of Certified Anti Money Laundering 認定」

出題：1

Non-documentary verification is checking the information the customer provides against? (SELECT 3)

A. Proprietary databases.

B. Audited Statements.

C. Credit reports.

D. Email confirmation.

E. Public records.

正解：A,C,E 解答を投票する

出題：2

If the legal structure is overly complex.
What step should the analyst do when conducting Customer Due Diligence in identifying the beneficial owners?

A. Escalate, A complex legal structure is a sign of hiding the beneficial owner.

B. Tread carefully, particularly if they operate in jurisdictions with secrecy la

C. Continue, Most legal structures can be overly complex in a normal business setting.

正解：B 解答を投票する

出題：3

If you need to reach out to the client for more information and/or verification regarding the Enhanced Due Diligence (EDD) Process. should the KYC employee reach out directly to the client themselves and not the a relationship manager or equivalent.

A. FALSE.

B. TRUE.

正解：A 解答を投票する

出題：4

Under a risk based approach is a PEP risk manageable If a customer discloses during the KYC, or Know Your Customer process?

A. Yes, He or she is the spouse of a government official, closely related to the government official

B. Yes, PEPS need bank accounts and access to financial investment products like everyone else.

C. No, PEPs do not need to disclose their status, it is up to the financial institution to find that information out and determine the risk.

D. No, PEPS are do not fit within the risk tolerance of an organization.

正解：A 解答を投票する

出題：5

For benefitial ownership, the exact account-opening procedures and customer acceptance policies will depend on the type of? (SELECT 3)

A. Geography.

B. Customer.

C. Product.

D. Local Regulations.

E. Risk.

正解：B,D,E 解答を投票する

出題：6

An individual customer with a regular job and a salary opening a savings account would be?

A. Unable to determine with that information.

B. Medium Risk.

C. High Risk.

D. Low Risk.

正解：D 解答を投票する

出題：7

The minimum level of Customer Due Diligence that is required when opening a new account includes the following? (SELECT 4)
What type of locations is the account going to be transacting with. (Correct)
Why this account is being opened? (Correct)
What type of people does the customer associate with?

A. What sorts of transactions you should anticipate?

B. The frequency and expected amounts of those transactions?

正解：A 解答を投票する

CKYCA試験無料問題集「ACAMS Association of Certified Anti Money Laundering 認定」