CKYCA試験無料問題集（132題）「ACAMS Association of Certified Anti Money Laundering 認定」

出題：1

A politically exposed person (PEP) wants to open an account with a financial institution and provides no evidence for source of wealth.
Which procedure should the financial institution follow?

A. Condition the acceptance of the customer on receiving evidence for the customer's source of wealth

B. Accept the customer and request source of wealth evidence during next year's updating procedures.

C. Accept the customer without any evidence for the customer's source of wealth.

D. Reject the customer on the basis of being a PEP and possibly corrupt

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：2

What is the First Line of Defense? (FLOD)

A. The _______ line of defense is also known as the front line, these customer-facing employees are best-equipped to get the information you need for your customer due diligence. Can include Operations, risk, and control teams.

B. The _______ line of defense is the compliance and internal control functions. That includes the chief money laundering reporting officer, or MLRO, in charge of managing and monitoring AML and CFT activities.

C. The ________ line of defense is internal audit. They perform an independent review of the controls applied by the lines of defense.

正解：A 解答を投票する

出題：3

The overall customer risk rating is usually derived as a composite of the following four categories of risk in money laundering prevention.
What are the those four?

A. Client, Jurisdiction, Selected Products, and Channel.

B. Customer, Jurisdiction, Product, and Channel.

C. Client, Jurisdiction, Product, and Sub-Channel.

D. Customer, Jurisdiction, Product, and Sub-Channel.

正解：B 解答を投票する

出題：4

Which customer type represents the highest risk of money laundering to a financial institution?

A. Payment service provider

B. Construction company

C. Accounting firm

D. Wholesale food distributor

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：5

Which is a preferred source of non-documentary verification?

A. Driver's license

B. University student identification

C. Credit report

D. Employer records

正解：C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：6

What corporate vehicles can a money launderer hide behind, where it is difficult to identify the beneficial owner? (SELECT 4)

A. Sole Proprietors.

B. Private investment companies.

C. Regulated investment advisors

D. Trusts.

E. Shell companies.

正解：A,B,D,E 解答を投票する

CKYCA試験無料問題集「ACAMS Association of Certified Anti Money Laundering 認定」