E05試験無料問題集（52題）「CII Examination element of M05 Insurance law 認定」

出題：1

A professional indemnity policy includes a condition requiring that the insured must give prompt notice of any circumstance that could give rise to a claim. What type of condition is this?

A. A suspensive condition.

B. A collateral condition.

C. A condition precedent to the contract.

D. A condition precedent to liability.

正解：D 解答を投票する

出題：2

The principle of subrogation prevents a policyholder from profiting from

A. claiming under both his insurance policy and against any negligent third party.

B. assigning abandonment rights to the insurer.

C. submitting a full claim recovery under more than one insurance policy.

D. retaining salvaged property.

正解：A 解答を投票する

出題：3

The test of the materiality of facts in an insurance contract is defined according to the opinion of a

A. diligent broker.

B. reasonable person.

C. prudent underwriter.

D. honest proposer.

正解：C 解答を投票する

出題：4

Insurance agencies are usually created by way of

A. deed of agreement.

B. unilateral agreement.

C. implied agreement.

D. express agreement.

正解：D 解答を投票する

出題：5

How can an agency relationship be best described?

A. A person has the authority to act on behalf of another party.

B. A person has ratified another party's action.

C. A person has transferred his obligations under a contract to another party.

D. A person, who has paid another party under a contract, has the right to stand in the place of that other party and avail himself of the rights and remedies of that party.

正解：A 解答を投票する

E05試験無料問題集「CII Examination element of M05 Insurance law 認定」