M05試験無料問題集（121題）「CII Insurance law (IL) 認定」

出題：1

Which of the following is true regarding the insurable interest in life insurance?

A. The policyholder must have a financial interest in the property of the person insured

B. Insurable interest is required only at the time the policy is issued

C. Insurable interest is not required for life insurance policies

D. The policyholder must have a financial interest in the life of the person insured

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：2

A breach of warranty under the general law of contract legally entitles an injured party to

A. avoid the contract from the date of the breach.

B. avoid the contract ab initio.

C. obtain specific performance.

D. claim damages.

正解：D 解答を投票する

出題：3

What is the role of the Financial Ombudsman Service (FOS) in insurance disputes?

A. It regulates the pricing of insurance products

B. It provides legal advice to insurers

C. It issues licenses to insurance companies

D. It helps consumers resolve complaints with their insurers

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：4

Adam was bitten by a stray dog in Africa. He washed his wound in a pond and a week later he became very ill with a high temperature. Initially, the local hospital treated him for malaria and later treated him for the fever following the dog bite. Adam died in hospital. What is the proximate cause of his death?

A. The delay in seeking medical treatment.

B. The original physical injury of the dog bite.

C. The delay in obtaining the correct medical treatment.

D. The unhygienic washing of the dog bite.

正解：B 解答を投票する

出題：5

Under the provisions of the Contracts (Rights of Third Parties) Act 1999, the right to enforce a contractual term arises if a third party.

A. is one of a general class of persons identified in the contract as benefitting from the contract.

B. is the agent who arranged the contract.

C. appoints an agent to carry out the contract provisions.

D. proves that the parties to the contract intended to limit his rights.

正解：A 解答を投票する

出題：6

What is the effect of a waiver on an insurance contract?

A. It terminates the policy

B. It reduces the policyholder's obligation to make full disclosure

C. It allows one party to ignore certain policy terms

D. It allows the insurer to increase the premium

正解：C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：7

Paul made a formal offer to John and gave hun (out weeks to accept it. Three weeks later, and before, John had responded. Paul needed to withdraw the offer. What is the position in contract law?

A. Paul has the right to withdraw the offer at any time before acceptance.

B. Paul does not have the right to withdraw the offer within the four-week period.

C. John cannot enforce the contract but is entitled to claim damages from Paul.

D. John can enforce the contract as the offer was formally made.

正解：A 解答を投票する

出題：8

Exemplary damages are intended to:

A. punish the defendant for his conduct

B. show that the defendant has aggravated Ihe injury suffered

C. award nominal compensation to the claimant

D. record the court's disapproval of the claimant's conduct

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：9

A storm blew down the wall of a limber building. The failing wall broke electrical wiring, which short- circuited and the resultant sparks caused a fire. The lire brigade used water to put out the fire and the water caused damage to the unburnt contents. What is the proximate cause of the damage to the unburnt contents?

A. The falling wall.

B. The fire.

C. The water damage.

D. The storm.

正解：D 解答を投票する

出題：10

Bill owned a painting which was insured under a policy containing a first refusal clause. The painting was stolen and Bill's claim was settled, but several months later the painting was recovered by the police. As a consequence, what is Bill's position under his insurance policy?

A. Bill must buy the painting back.

B. Bill may exercise an option to buy the painting back.

C. Bill may keep the claim settlement and also keep the painting.

D. Bill must return the claim settlement in exchange for the painting.

正解：B 解答を投票する

M05試験無料問題集「CII Insurance law (IL) 認定」