C131試験無料問題集（79題）「IIC Advanced Skills for the Insurance Broker and Agent 認定」

出題：1

A broker is trying to convince his large accountancy client to purchase cyber risk insurance. The firm's CEO believes the controls in place managed by a third-party information technology provider are sufficient. The broker provides the CEO with a list of claims that will only be covered if cyber risk insurance is carried.
Which type of claim appears on that list?

A. Crisis-management services due to theft of securities

B. Online extortion

C. Computer fraud

D. Business interruption due to data breach

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：2

Which clause is a refusal to accept liability for damages that might occur?

A. Indemnity provision

B. Hold harmless agreement

C. Disclaimer

D. Risk retainer

正解：C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：3

How can a broker BEST investigate a roofing contractor's operations to identify liability exposures?

A. Speak with past customers of the contractor

B. Read reviews on the contractor's website

C. Ask the client to detail what a typical project involves

D. Ask the client what type of claims they are worried about

正解：C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：4

Graham works at a brokerage where responsibilities are divided among the staff. His daily work consists of analyzing quotations and creating client proposals. What is his role?

A. Adjuster

B. Underwriter

C. Producer

D. Marketer

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：5

An insured has a commercial property policy with a $50,000 deductible and a policy limit of $100,000. If the insured suffers a loss of $50,000, how much will the insurer pay?

A. $25,000

B. $0

C. $100,000

D. $50,000

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：6

Helen, an agent for a marine insurer, is reviewing the renewal policy of her freight forwarding account. The firm has just expanded its operations to include United States exposure. Helen advises that a modification will be needed on both the current policy term and the renewal policy term. What is her reasoning to perform changes on both terms?

A. If the firm is importing and exporting American goods, the brokerage must attach a tariff disclaimer document to the policies.

B. As the firm has expanded its area of exposure, a new policy will be required, and the renewal policy must be rescinded.

C. As the firm did not advise the insurer in advance, the insurer can void coverage for misrepresentation.

D. If the firm has a claim in the United States, the insurer may deny coverage.

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：7

The owner of a small bookstore arranges to have a reputable courier deliver an expensive set of antique encyclopedias to the store after it closes. The next morning, he notices several encyclopedias are missing from the set. He reports this situation to his broker, who advises that the loss will be covered under his commercial property broad form if he can provide which type of proof?

A. Declaration under oath confirming it was a fidelity loss

B. Sworn statement from the courier that the set was delivered in its entirety

C. Evidence that the loss occurred as a result of mysterious disappearance

D. Documented evidence showing the encyclopedias were in the owner's care, custody, and control

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：8

A broker recommends that their commercial client repair the sprinkler system in their factory. Which risk management technique does the broker's suggestion fall under?

A. Risk transfer

B. Avoidance

C. Risk reduction

D. Diversification

正解：C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

C131試験無料問題集「IIC Advanced Skills for the Insurance Broker and Agent 認定」