8009試験無料問題集（112題）「PRMIA Exam IV: Case Studies: Standards: Governance, Best Practices and Ethics

出題：1

Metallgesellschaft's retail contracts were

A. hedged using exchange-traded futures with longer maturities than the retail contracts

B. hedged using exchange-traded futures with shorter maturities than the retail contracts

C. unhedged

D. fully hedged using exchange-traded futures of the same maturities as the retail contracts

出題：2

The Basic Knowledge a PPRMIA member should comply with, as stipulated within the PRMIA Standards of Best Practice, Conduct & Ethics, is to

A. only possess the required skills and/or certification to complete the risk assessment / management work at hand

B. learn from a qualified risk management practitioner

C. maintains and improve their professional competence and strive to maintain and improve the competence of other risk professionals

D. only improve their PERSONAL professional competence

正解：C 解答を投票する

出題：3

PRMIA is incorporated as:

A. A charitable trust

B. A non-profit corporation

C. A for-profit corporation

D. A non profit corporation with for profit subsidiaries

正解：B 解答を投票する

出題：4

The problems which initiated the crisis at Northern Rock during the summer of 2007 were:

A. Large customer withdrawals despite the UK regulator and the UK Treasury giving assurances that the bank was solvent

B. A general lack of confidence in mortgage backed securities associated in large part with developments in the US sub-prime mortgage market, and doubts emerging about the viability of the Northern Rock business model

C. Doubts arising about the viability of the business model which necessitated Bank of England intervention

D. A depositor run on the bank, following doubts about the viability of the Northern Rock business model

正解：B 解答を投票する

出題：5

The failure of Washington Mutual was NOT due to which one of the following?

A. It failed due to the poor quality of its assets

B. A run on its deposits by bank customers

C. Using a combination of subprime mortgage loans and credit cards

D. Low lending standards and bad quality acquisitions

正解：B 解答を投票する

出題：6

According to PRMIA governance principles, boards and audit committees should ...

A. Collectively assume responsibility of understanding and reporting the effectiveness of the firm risk management infrastructure

B. Leave shareholder accountability to senior management who decides strategic direction

C. Be composed of key business unit representatives

D. Review compensation plans to ensure consistency with corporate risk appetite, competitive market conditions, and fiduciary responsibility to shareholders

正解：D 解答を投票する

出題：7

Washington Mutual's acquisition of Long Beach Financial changed its business model and increased its credit loss profile because

A. Of a general deterioration of credit quality generally

B. the two banks were focussed in different markets

C. Long Beach Financial had losses which it hadn't realized at the time of the takeover

D. The resulting loss rate for Washington Mutual was more than 3 times higher than other mortgage lenders tracked by the FDIC

正解：D 解答を投票する

出題：8

The problems at Bankgesellschaft Berlin can best be characterized as failures related to:

A. Operational Risk

B. Credit Risk

C. Market Risk

D. Both B and C

正解：D 解答を投票する

出題：9

An Organization as a Whole must:
I. Provide an environment in which an Escalation Policy can be effective II. Commit itself to actual enforcement of corporate governance policies III. Provide ongoing education and training to all employees on the role of risk management and corporate governance in the organization IV. Publish an external auditor's opinion that the corporation is in compliance with the Board's publicly stated Standards of Corporate Governance

A. I, II and IV only

B. I, II and III only

C. I, III and IV only

D. All of these are expectations of the Organization as a Whole

正解：D 解答を投票する

出題：10

MGRM's losses due to "stacking" started to increase when

A. the oil market went from backwardation to contango

B. the oil market went from strong contango to weak contango

C. the oil market went from contango to backwardation

D. the oil market went from weak backwardation to strong backwardation

正解：A 解答を投票する

8009試験無料問題集「PRMIA Exam IV: Case Studies: Standards: Governance, Best Practices and Ethics - 2015 Edition 認定」