A. Marital status of the members
B. The average age of the membership
C. Prior claims experience of the association
D. Type of trade or occupation of the association's members
A. The insurer
B. The premium payor
C. The principal insured individual
D. The patient or parent of the patient
A. Any extra premium charged for a health impairment will be discontinued if standard insurability is proved later.
B. The policyowner may purchase additional life insurance periodically without proving insurability.
C. The company will require evidence of insurability for any future purchase of life insurance.
D. The original policy was sold on a non-medical basis.
A. A viatical settlement broker
B. A viatical settlement provider
C. A viatee
D. A viator
A. Employer, employees, and insurance company
B. Employer and insurance company
C. Employee and insurance company
D. Employer and employees
A. The Social Security Administration
B. The Centers for Medicare & Medicaid Services
C. The service provider
D. The insured
A. An alien insurer
B. A reciprocal insurance exchange
C. A foreign insurer
D. A captive insurer
A. Records must be produced upon the request of the Bureau of Insurance
B. The Bureau of Insurance has no right to access an agent's business records because of privacy considerations
C. Records can only be accessed by an order of a state court
D. Authorization must come from the National Association of Insurance Commissioners (NAIC)
A. Accidental injury
B. Lung cancer
C. Heart attack
D. Suicide
A. Premiums are guaranteed as long as renewal conditions are met
B. A covered individual's health status may be a condition for renewal
C. The insurer may refuse renewal if they move outside of the stated geographical location
D. The insurer may change the conditions of renewability at any time
