A. Individual beneficiaries are not specified by name
B. A primary beneficiary cannot be designated in the policy
C. The beneficiaries are unrelated to the insured
D. The policy must be a form of business life insurance
A. Eligible for Medicare Part A
B. Uninsurable through commercial insurers
C. Retired permanently
D. "Fully insured" under Social Security
A. To the insured's age 65
B. One month
C. The full life of the policy
D. One year
A. Home health services
B. Treatment for alcoholism
C. Rehabilitation therapy
D. Childhood immunizations
A. Using the dividends to purchase additional paid-up life insurance
B. Receiving the entire policy cash value
C. Applying the dividends to reduce the premium due
D. Accumulating the dividends with interest
A. Extending days of hospitalization coverage
B. Offering greater coinsurance percentages
C. Offering outpatient diagnostic coverage
D. Making public service announcements
A. Decrease the life insurance premium rate
B. Increase the life insurance premium rate
C. Decrease the mortality rate
D. Increase the mortality rate
A. Age, sex, income, and occupation
B. Spouse, children, parents, and siblings
C. Dressing, eating, bathing, and mobility
D. Physicians, surgeons, dentists, and optometrists
A. Evaluating risks
B. Reviewing a client's coverage periodically
C. Finding new clients
D. Collecting premiums
A. Key person disability income
B. Individual disability income
C. Disability buy-sell
D. Business overhead expense
