Virginia-Life-Annuities-and-Health-Insurance試験無料問題集（152題）「Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 認定」

出題：1

Employer-paid premiums for qualified long-term care insurance are:

A. Deductible on an employee's federal income tax return

B. Deductible as a business expense

C. Included in an employee's gross income

D. Reimbursed by the employee

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：2

A health maintenance organization (HMO) must offer emergency health services:

A. Twenty-four hours a day, seven days per week

B. Twenty-four hours a day, six days per week

C. Sixteen hours a day, six days per week

D. Sixteen hours a day, seven days per week

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：3

Which type of health insurance helps to pay for the cost of care in cases where hospitalization is not required but the individuals are unable to care for themselves?

A. Major medical

B. Disability income

C. Long-term care

D. Medicare

正解：C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：4

To be complete, an application for health insurance must contain all of the following EXCEPT:

A. Initial premium

B. Applicant's name and address

C. Applicant's signature

D. Date of application

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：5

Which of the following is required to hold an appointment with the insurance company it represents?

A. An agent

B. An insured

C. An employee of the insurer

D. A consultant

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：6

A licensee is NOT required by Virginia law to keep which of the following records?

A. Policy renewal notices

B. Files of insurance applications on current policies issued

C. Premium quotations of unissued policies

D. Accounting records of premium payments

正解：C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：7

What type of insurance pays a lump sum benefit if an insured loses sight in both eyes?

A. Major medical

B. Medical expense

C. Hospital expense

D. Accidental death and dismemberment

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：8

At policy delivery, to ensure that the insured has NOT experienced adverse medical conditions since the time of application for life insurance, the insured may be required to sign a:

A. Notice of information practices

B. Disclosure notice

C. Conditional receipt

D. Statement of good health

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：9

An insured died six months after a life insurance policy was issued. The full death benefit will NOT be paid if the cause of death was:

A. Accidental injury

B. Lung cancer

C. Heart attack

D. Suicide

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：10

Coverage under a cancelable health insurance policy may be terminated by:

A. The insured only

B. The insurer only

C. An arbitration committee

D. Either the insured or the insurer

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

Virginia-Life-Annuities-and-Health-Insurance試験無料問題集「Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 認定」