本番の雰囲気に慣れておくことは、当日の実力発揮につながります。2026年のCFCS試験に向けて、GoShikenのテストエンジンは制限時間付きの模擬試験モードを備え、ACFCS Financial Crime Specialistの出題形式を繰り返し体験できます。

ACFCS CFCS 試験概要:

ACFCS CFCS 試験シラバストピック:

CFCS受験者からよく寄せられる質問

ACFCS Financial Crime Specialist 認定 CFCS 試験問題：

問題 #1

How are trade price manipulation schemes used to launder criminal proceeds?

A. By transferring value between related criminal enterprises through the fraudulent misrepresentation of the value of exported commodities
B. By serving as a balancing mechanismtosettle payments between unregistered hawalas and other informal value transfer systems
C. By transferring funds offshore through invoicing schemes for non-existent good and services
D. By obscuring the money trail through offshore bond swaps and fraudulent letters of credit

問題 #2

ABC LLC is a company that is incorporated in an offshore jurisdiction Bank A opens an account for ABC LLC after completing a standard Customer Due Diligence questionnaire ABC LLC is a holding company for another firm that does business with arms companies in North Korea that are rumored to supply a number of militant groups.
Which two statements may be true about Bank A? Choose 2 answers ^

A. It may be aiding in money laundering and terrorist financing
B. It may be absolved of liability by way of conducting initial due diligence
C. It may be liable (or opening an account for an offshore holding company
D. It may be subject to sanctions for ultimately dealing with North Korea

問題 #3

A law enforcement agent is investigating the owner of a small grocery store thought to be involved in a financial crime scheme II is believed that the store owner is moving illicit proceeds, but it is not clear how it might be happening.
The agent is conducting surveillance on the grocery store and makes the following observations.
* Individuals occasionally enter the store and ask to speak with the owner, who meets with them and takes notes in a notebook he keeps on his person
* Individuals sometimes arrive at the store with small packages or bags and leave without groceries
* The owner periodically visits another store in the neighborhood that acts as an agent for a large international money services business The agent has subpoenaed the bank account and transaction records for the grocery store Transaction patterns do not seem out of the ordinary given the type of business and the area and no suspicious transaction reports have been filed on the account. The store is a sole proprietorship and the owner is not listed as owning or controlling any other business entities.
Based on this information what is the MOST LIKELY conclusion of Ihe law enforcement agent?

A. The store owner is conducting a terrorist financing operation
B. The store owner is operating as an unlicensed money remitter
C. The store owner is involved in a tax fraud scheme
D. The store owner is running an affinity fraud scheme

問題 #4

Which is the MOST effective way to verify a company's registration information?

A. Conduct a Google advanced search using the keyword registration details to find articles or other pieces of information about the company
B. Access the jurisdiction's court system and search for any court cases against the company which will include the company's registration number and information
C. Examine the company's website
D. Access the jurisdiction's company registry repository and search lor the company name and retrieve the company's information

問題 #5

Recently your database of customer records was compromised and hundreds of thousands of customer's personal data was stolen Based on the feedback from your customers you have surmised that the following occurred.
* Using the stolen customer information a personalized email was sent to all of the customers Irom the criminals with a significant amount of personal information in them to appear legitimate directing them to a fake website mimicking yours
* That fake website captured logins and passwords from customers for later use
* The criminals then used the logins and passwords to wire funds from those accounts to offshore accounts that they controlled Which type of attack is this?

A. Man-in-the-middle
B. Spear phishing
C. Key logging
D. Login capture

解説：