IFC試験無料問題集（451題）「CISI Investment Funds in Canada (IFC) 認定」

出題：1

A portfolio manager of a bond fund who believes interest rates will fall should do what?

A. Switch from bonds with low coupon rates to bonds with high coupon rates.

B. Switch from bonds with shorter duration to bonds with longer duration.

C. Switch from bonds with longer duration to bonds with shorter duration.

D. Switch from long-term maturity bonds to short-term maturity bonds.

正解：B 解答を投票する

出題：2

Your clients, Philip and Helen, have a disabled son, Alex, age 22. They want to set up a registered disability savings plan (RDSP) for Alex and have asked you for some information.
Which statement is TRUE?

A. Philip and Helen's contributions are refundable to them.

B. There is no annual or lifetime maximum limit on contributions.

C. Philip and Helen's contributions are tax-deductible.

D. Alex must quality for the disability tax credit.

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：3

The Mutual Fund Dealers Association of Canada (MFDA) has strict rules concerning conflicts of interest.
Which of the following is TRUE?

A. Only actual conflicts must be reported to your employer. Potential conflicts need not be reported because they have not happened yet.

B. Borrowing money from a client will always be acceptable provided there is a written contract detailing the nature of the agreement.

C. Activities that do not relate specifically to your employer need not be reported.

D. Gifts and benefits may be provided to a client if your employer is aware of the benefits and has given approval.

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：4

In a mutual fund sales representative's interaction with clients, what term best describes a set of moral principles that incorporate both the letter of the law and the spirit of the law?

A. Professional responsibility

B. Fiduciary

C. Compliance

D. Ethical conduct

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：5

What type of fee is used to compensate mutual fund sales representatives for providing ongoing services to clients?

A. Trailer

B. Acquisition

C. Management

D. Trustee

正解：A 解答を投票する

出題：6

What factor is irrelevant if an investor's primary objective focuses on generating capital gains?

A. Coupon rate

B. Client knowledge

C. Risk tolerance

D. Time horizon

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：7

How might a registrant provide beneficial mutual fund advice and service?

A. Guarantee future performance

B. Identify low-cost MER funds

C. Identifying the right solutions

D. Cross sell multiple products or services

正解：C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：8

Which of the following could be a passively managed fund?

A. commodity pool

B. exchange traded fund (ETF)

C. hedge fund

D. labour-sponsored investment fund

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：9

Your client Gerard is 30 years old and plans to retire at age 65. He has a mutual fund portfolio of $40,000 in which he invests $1,500 monthly. Gerard's objective is to use these funds to meet the 20% down payment requirement to buy a house for $650,000.
What is Gerard's investment time horizon not considering market fluctuations?

A. 25 years

B. 5 years

C. 35 years

D. 15 years

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：10

Julia invested in ERF energy mutual fund three years ago. At that time, the price of the fund was $25.44 per unit. Over time, the unit price has dropped to $19.72, however Julia does not want to consider selling her investment until it returns to $25.44. What bias is she demonstrating?

A. Representativeness

B. Availability

C. Anchoring

D. Hindsight

正解：C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：11

Salvatore and Harriet recently got married. They are presently renting but are looking forward to buying a new home within 5 years. They both have separate savings established in their respective registered retirement savings plans (RRSPs) of $100,000 each. They have come to Dustin, a Dealing Representative, to open an additional joint investment account to increase their savings to assist with their future plans of buying a new home.
What does Dustin need to ensure about his recommendation?

A. That the investment recommendation is based on the risk profile of the new joint account.

B. That the recommended investment is different from what they currently own to avoid over- concentration.

C. That the risk profile for this new account is the same as what has been determined for other accounts.

D. That the risk profile of the investment and each client's individual risk profile are a match.

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：12

Which of the following is included when calculating a country's gross domestic product (GDP)?

A. the market value of goods and services sold to final users

B. total income of all employed individuals

C. the cost of all goods produced

D. the value of work done by volunteers

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：13

Which among the following plans includes a provision that places a maximum limit on the amount that can be withdrawn during a calendar year?

A. Deferred Profit Sharing Plan (DPSP)

B. Life Income Fund (LIF)

C. Registered Retirement Savings Plan (RRSP)

D. Registered Retirement Income Fund (RRIF)

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：14

BUG Inc. has a beta of 1.65. If the market drops by 18.48% over the next 12 months, by approximately how much could BUG Inc. shares fall over that time period?

A. 16.83%

B. 30.49%

C. 11.20%

D. 20.13%

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：15

What is the time period during which an individual must complete a training program once she starts acting as a dealing representative?

A. 90 days

B. 6 months

C. 30 days

D. 3 months

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

IFC試験無料問題集「CISI Investment Funds in Canada (IFC) 認定」