Series6試験無料問題集（325題）「FINRA Investment Company and Variable Contracts Products Representative Examination (IR) 認定」

出題：1

On Friday, August 6th, the Board of Directors of Ecolab (ECI) announced that it would pay a dividend of
$ 0.155 a share to shareholders of record as of Tuesday, September 21st.The dividend checks were
scheduled to be mailed on Friday, October 15th.In this scenario, the ex-dividend date is:

A. none of the above.

B. Tuesday, September 21st.

C. Friday, September 17th.

D. Friday, August 6th.

正解：C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：2

Which of the following correctly describes how the holding period of a security is calculated when
determining whether its sale will result in a short-term or a long-term capital gain?

A. The holding period begins on the settlement day of the purchase and ends on the day the sell order is
submitted.

B. The holding period begins on the settlement day of the purchase and ends on the settlement day
associated with the sale.

C. The holding period begins on the settlement day of the purchase and ends on the day the sell order is
submitted.

D. The holding period begins the day after the buy order is submitted and ends the day the sell order is
submitted.

正解：D 解答を投票する

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出題：3

Which of the following is not one of the rules stipulated by the Securities Exchange Act of 1934?

A. Investment companies are prohibited from using any sales literature that contains an omission of a
material fact.

B. All securities' exchanges and SROs are required to register with the SEC.

C. Firms are required to send copies of their annual reports to investors before an annual meeting at
which directors are to be elected.

D. All brokers and dealers are required to be members of a national securities association.

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：4

Matt is a registered representative with Fine, Howard, Fine and Associates. Tom, an old fraternity brother,
is one of his clients. Business has been bad, and Matt is going to have difficulties making this month's
mortgage payment. Tom was commiserating with him when the two hooked up to have a couple of beers
together and offered to lend Matt some money to see him through the rough times. Based on these facts:

A. Matt can accept the offer without having to obtain pre-approval from his employer since he and Tom
are former fraternity brothers and their friendship pre-dates their agent/client relationship.

B. Matt can accept the offer as long as Tom will not need to sell any investments to lend Matt the money.
This would constitute a conflict of interest.

C. Matt can accept Tom's offer, but only after obtaining pre-approval from Fine, Howard, Fine.

D. Matt must refuse Tom's offer since Tom is one of his clients.

正解：C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：5

A face-amount certificate company:

A. sells its debt, which is backed by the assets owned by the company, to its investors.

B. is all of the above.

C. is a company that invests primarily in bonds that sell at either par value or a premium.

D. is an investment company that has management fees.

正解：A 解答を投票する

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出題：6

Mandatory guidelines for the prospectuses of which of the following are dictated by the Investment
Company Act of 1940?
I. mutual funds
II. closed-end investment companies
III. unit investment trusts
IV. variable contracts

A. II only

B. I, II, and III only

C. I and II only

D. I, II, III, and IV

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：7

Ms. Newbie is a registered representative with Savvy Investments and has recently gotten married.(Her
new name is Mrs. Newbie-Oldman.)Her husband has been a client of hers, and the couple now wants to
put her name on the account. In this case:

A. Mrs. Newbie-Oldman may only share in the account to the extent that she deposits funds in the
account.

B. Mrs. Newbie-Oldman's husband must provide written authorization to Savvy Investments for his new
bride to be included on the account.

C. Mrs. Newbie-Oldman must obtain written authorization from Savvy Investments to put her name on the
account.

D. Both B and C are true statements.

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：8

Which of the following share classes do not have front-end loads?

A. Class A

B. Neither Class B nor Class C shares have front-end loads.

C. Class C

D. Class B

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：9

A load mutual fund offers reduced load charges when an investor invests over $25,000 in the fund. Which
of the following can combine their funds in order to meet that breakpoint and get the reduced sales
charge?
I. Mr. and Mrs. Smith
II. Mrs. Smith and her 8-year-old daughter, Susie
III. Mr. Smith and his brother, Darwin
IV. The Smithereen Investment Club, of which Mr. and Mrs. Smith are co-chairpersons

A. I, II, and III only

B. I, II, and IV only

C. I and II only

D. I only

正解：C 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：10

Ms. Newbie has recently become licensed as a registered representative and is disappointed to discover
no clients standing in line at the door to her office at Savvy Investments. She decides she simply must
take on a second job in order to pay the rent. The fitness club to which she belongs is advertising for a
weekend receptionist, and the club manager has told her the job is hers if she wants it. Given this
scenario, Ms. Newbie:

A. can accept the job without any restrictions. She is not tied to Savvy by ball and chain, and her work as
a receptionist at a fitness club does not have anything to do with the financial industry.

B. can accept the job only if she tells her supervisor at Savvy that she will be working weekends.

C. can accept the job since it only entails weekend work, which does not conflict with the hours she works
as a registered representative.

D. must provide a written notice to Savvy Investments and await the firm's approval before accepting the
job.

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：11

The MaxCharge fund has a 5% front-end load and a 12b-1 fee that is 0.25% of its average net assets.
Under these conditions, any rear-end load it may have is limited to:

A. 4.25%.

B. 4.75%.

C. 2.00%.

D. 3.25%.

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：12

Which of the following does not fall under the category of "sales literature," as defined by FINRA?

A. PowerPoint slides that have been prepared to use in a seminar

B. a research report mailed only to a fund's existing clients

C. Reprints of an article that appeared in a financial publication about a specific mutual fund

D. an announcement containing some biological information on a registered representative who has just
joined the firm

正解：D 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：13

Which of the following would not have to register as an investment adviser or an investment adviser
representative under the Investment Advisers Act of 1940?
I. an insurance agent who sells only whole life and term life policies
II. a commodity futures broker
III. a bank employee who sells the bank's customers only CDs and other bank securities that are
FDIC-insured
IV. a person that is registered as a broker-dealer with the SEC that also provides investment advice to its
customers for additional compensation

A. I and III only

B. I, II, and III only

C. II and III only

D. I, II, III, and IV

正解：B 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

出題：14

A FINRA member who is a principal underwriter under the definition provided in the Investment Company
Act of 1940 is permitted to sell variable contracts through another broker-dealer only if:
I. the broker-dealer is also a FINRA member.
II. there is a sales agreement in effect between the underwriter and the broker-dealer.
III. the broker-dealer is also a principal underwriter as defined by the Investment Company Act of 1940.

A. both I and II are true.

B. either I or II is true.

C. all three statements-I, II, and III-are true.

D. any one of the three statements-I, II, or III-are true.

正解：A 解答を投票する

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出題：15

Which of the following is not a characteristic of all auction stock exchanges in the U.S.?

A. If a stock is listed on one of these exchanges, it is not permitted to be listed on any other exchange.

B. In order to conduct a trade on the exchange, a broker must be a member of the exchange or hold a
license to trade on the exchange.

C. There is a central marketplace.

D. Stocks that are traded on the exchange must meet certain listing requirements, determined by the
exchange.

正解：A 解答を投票する

解説: (GoShiken メンバーにのみ表示されます)

Series6試験無料問題集「FINRA Investment Company and Variable Contracts Products Representative Examination (IR) 認定」