最適な練習法にはMaryland-Real-Estate-Salesperson問題集で素晴らしいMaryland-Real-Estate-Salesperson試験問題PDF
更新された検証済みの合格させるMaryland-Real-Estate-Salesperson試験リアル問題と解答があります
質問 # 91
What is the typical fine for a violation under certain real estate regulations?
- A. $2,500 per violation
- B. $25,000 per violation
- C. $10,000 per violation
- D. $1,000 per violation
正解：C
解説：
Under the Maryland Real Estate Brokers Act (Business Occupations and Professions Article, 17-613), it is unlawful for any person to engage in real estate brokerage activities without a valid Maryland license.
The Maryland Real Estate Commission (MREC) may impose civil fines for unlicensed activity as follows:
Up to $5,000 for a first offense
Up to $15,000 for two offenses
Up to $25,000 for three or more offenses, but no more than $10,000 per violation Therefore, for multiple offenses, the maximum fine per violation is $10,000.
Reference: Maryland Business Occupations and Professions Article 17-613; Maryland 60-Hour Principles and Practices - "Maryland License Law and Regulations" module.
質問 # 92
Why does HUD test for housing discrimination?
- A. To punish blatant discrimination
- B. To educate the public
- C. To uncover hidden discrimination
- D. To create revenue through fines
正解：C
解説：
HUD and fair housing organizations use paired testing to identify covert or subtle discriminatory practices that may not be openly admitted-i.e., hidden discrimination-such as disparate treatment in availability, terms, steering, or information provided. Testing is an investigative tool to enforce the Fair Housing Act, not a revenue or punitive scheme in itself.
References: Maryland pre-licensing curriculum-Fair Housing and Ethics (HUD enforcement tools; paired testing; identifying and preventing discriminatory practices).
質問 # 93
The National Fair Housing Alliance believes in promoting the message that neighborhoods are stronger
______ neighborhoods.
- A. Segregated
- B. Gated
- C. Diverse
- D. Transit-oriented
正解：C
解説：
Fair housing education emphasizes that inclusive, diverse neighborhoods support opportunity, stability, and equity-values aligned with the federal Fair Housing Act and Maryland fair housing objectives. In pre- licensing training, learners are taught that promoting diversity (and avoiding steering, blockbusting, or discriminatory practices) is both an ethical obligation and a legal requirement.
References: Federal Fair Housing Act (Title VIII, Civil Rights Act of 1968, as amended); Maryland Fair Housing content in the Maryland 60-Hour Principles & Practices Course - Fair Housing and Ethics module.
質問 # 94
What's a certified opinion or estimate of value of a particular property as of a particular date?
- A. Appraisal
- B. Inspection
- C. Evaluation
- D. Assessment
正解：A
解説：
An appraisal is a professionally developed opinion of value for a specific property as of a specific effective date, performed in accordance with USPAP (Uniform Standards of Professional Appraisal Practice) and, when required (e.g., federally related transactions), by a state-licensed or state-certified appraiser.
* An assessment is the value assigned by a taxing authority for property tax purposes.
* An evaluation may be an estimate of value that does not necessarily comply with USPAP or require a state-licensed appraiser (often for certain banking purposes where an appraisal is not required).
* An inspection is an examination of a property's condition, not an opinion of value.
References (Maryland/Federal Sources / Pre-Licensing Core Content):
* USPAP (definition of appraisal; effective date of value).
* Maryland Business Occupations and Professions, Title 16 (Real Estate Appraisers) - licensure
/certification framework.
* FIRREA Title XI (federally related transactions require state-licensed/certified appraisers).
* Maryland 60-Hour Pre-Licensing Course: "Real Estate Appraisal and Valuation" (definitions; scope; USPAP).
質問 # 95
Homeowners can take several actions related to pest infestations, but which of the following actions should be left to licensed pest management professionals?
- A. Looking for signs of an infestation
- B. Installing a vapor barrier
- C. Applying pesticides
- D. Removing moisture from the home
正解：C
解説：
The course's Environmental Issues content explains that while owners can perform basic prevention (reducing moisture, sealing entry points, monitoring for signs, installing vapor barriers), the application of many pesticides-particularly restricted-use pesticides and termite treatments-must be performed by properly licensed pest management professionals due to health, safety, and regulatory requirements. Real estate professionals should know when to recommend qualified, licensed contractors for inspections and treatment and understand disclosure duties regarding known infestations and prior treatments.
References: Maryland 60-Hour Principles and Practices of Real Estate - Environmental Issues and Disclosures: wood-destroying insects, inspections, treatment, licensing considerations, and disclosure obligations.
質問 # 96
Which loan type is a fixed-rate mortgage where the monthly principal payments increase over time, according to a set schedule?
- A. Pledged account
- B. Blanket
- C. Growing equity
- D. Negative amortization
正解：C
解説：
The financing module defines a Growing Equity Mortgage (GEM) as a fixed-rate loan with scheduled payment increases applied directly to principal, accelerating amortization and reducing total interest over the life of the loan. This differs from negative amortization (where payments don't cover interest and the balance grows), blanket mortgages (cover multiple parcels with a release clause), and pledged account mortgages (use a pledged savings account to subsidize payments).
References: Maryland 60-Hour Principles and Practices of Real Estate - Financing: mortgage types and characteristics; GEM structure, payment increases, and accelerated amortization.
質問 # 97
A statement such as "This is a dream home with the best views in town" made by a licensee is an example of what?
- A. A lie
- B. Intentional misrepresentation
- C. Puffery
- D. Positive misrepresentation
正解：C
解説：
Comprehensive and Detailed Explanation From Exact Extract of Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course:
Puffery refers to subjective statements of opinion or sales talk that a reasonable person would not take as a factual representation.
Phrases like "best views," "dream home," or "finest neighborhood" are considered puffing, not misrepresentation.
Maryland's pre-licensing course distinguishes puffery (legally permissible) from misrepresentation, which involves false statements of material fact that can lead to disciplinary action or liability.
Reference (Maryland Source):
- Maryland 60-Hour Principles and Practices Course, Ethical Conduct and Misrepresentation section.
- Maryland Business Occupations and Professions Article §17-322 (Grounds for Disciplinary Action).
質問 # 98
Joe and Emma Parsons begin informally working with their neighbor Kyle, who's a real estate licensee, to find a bigger house. The parties have not signed any agreements or discussed the arrangements. This is an example of ______ agency.
- A. Express
- B. Implied
- C. Executory
- D. Unspoken
正解：B
解説：
The agency module explains that agency may be created by express agreement (written or verbal) or by implication through conduct. When parties act as if an agency relationship exists-for example, a licensee regularly advising and assisting buyers without a signed agreement-this can form implied agency. Because no express (written or oral) agreement exists in this scenario, the relationship described is implied agency, created by the parties' behavior and course of dealings.
References: Maryland 60-Hour Principles and Practices of Real Estate - Agency Law: creation of agency (express vs. implied), duties arising from implied agency, and risk management.
質問 # 99
A licensee wants to meet with her potential buyer clients face-to-face in her office. What's her reason for doing this?
- A. She wants to make sure the buyers are serious about purchasing.
- B. She wants the buyers to meet her office mate.
- C. She wants to run a credit check on the buyers.
- D. She wants to sell the buyers on a local neighborhood that she likes.
正解：A
解説：
Meeting potential buyer clients in-person allows the licensee to establish agency, verify identity, discuss representation agreements, and assess buyer motivation and qualifications. Maryland's brokerage-operation standards emphasize that the licensee should determine whether prospects are ready, willing, and able to purchase before proceeding, ensuring compliance with agency-disclosure and record-keeping requirements.
Reference:Maryland 60-Hour Course - "Real Estate Brokerage Operations" Module; Maryland Business Occupations and Professions 17-532 (Agency Disclosure and Written Agreements).
質問 # 100
In what type of agency does a licensee have limited authority to act on behalf of a client buying or selling a property?
- A. A designated agent
- B. A general agent
- C. A special agent
- D. A universal agent
正解：C
解説：
A special agent (also called a limited agent) is authorized to perform a single, specific act or transaction- such as assisting in the purchase or sale of a property.
Real estate brokers and salespersons generally act as special agents, with limited authority defined in the brokerage agreement.
They may not bind their clients to contracts without express permission.
This principle appears in the Law of Agency module and is contrasted with general agents (brokers' affiliated licensees) and universal agents (power-of-attorney representatives).
Reference (Maryland Source):
- Maryland 60-Hour Principles and Practices Course, Law of Agency section.
- Business Occupations and Professions Article 17-530 - 17-534.
質問 # 101
What's a foreclosure?
- A. The sale of a property when the market value of the home is less than what is owed, plus closing cost
- B. A property sale that occurs in less than one week
- C. The forced sale of a property due to the borrower defaulting on the mortgage loan
- D. A sale that fails to receive a high enough bid at auction and then falls to the bank's ownership
正解：C
解説：
Comprehensive and Detailed Explanation From Exact Extract of Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course:
Foreclosure is the legal process by which a lender exercises its right to force the sale of mortgaged property when the borrower defaults on the note or deed of trust.
In Maryland-a judicial foreclosure state-the lender must file a court action before selling the property.
Proceeds from the sale are used to satisfy the debt, accrued interest, and foreclosure costs.
This definition is covered in the Financing module under Mortgage Default and Foreclosure Remedies.
Reference (Maryland Source):
- Maryland 60-Hour Principles and Practices Course, Financing and Foreclosure Procedures section.
- Maryland Real Property Article §7-105 et seq.
質問 # 102
Which term refers to a permitted deviation from current zoning restrictions that allows an owner to use land for a purpose that's otherwise prohibited, and requires the owner to prove the zoning creates an unnecessary hardship?
- A. Special use permit
- B. Property variance
- C. Moratorium
- D. Use variance
正解：D
解説：
The land use module distinguishes among zoning relief mechanisms:
* A use variance permits a land use otherwise prohibited in the zoning district and typically requires proof of unnecessary hardship unique to the property.
* An area (dimensional) variance addresses dimensional departures (setbacks, height) and usually requires practical difficulty rather than hardship.
* A special use permit (special exception) authorizes uses listed as conditionally allowed if specific criteria are met.
* A moratorium is a temporary halt on development.Because the question describes permission to conduct a prohibited use upon showing unnecessary hardship, the correct term is use variance.
References: Maryland 60-Hour Principles and Practices of Real Estate - Land Use Controls: zoning, variances (use vs. area), special exceptions/conditional uses, and standards of proof.
質問 # 103
What is the primary purpose of property taxes in a local community?
- A. It's used to build new shopping malls.
- B. It's used to build high-end housing.
- C. It's used to fund essential services and public works.
- D. It's used to determine property tax increases.
正解：C
解説：
Comprehensive and Detailed Explanation From Exact Extract of Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course:
Property taxes are levied by local governments to generate revenue that funds essential community services such as public education, police and fire protection, road maintenance, sanitation, and other municipal infrastructure projects. The Maryland course stresses that these taxes are a key component of a stable community and ensure that property owners contribute proportionally to maintaining public amenities.
質問 # 104
What happens when personal property is attached to real property?
- A. It becomes a fixture.
- B. It remains personal property.
- C. It's considered detached property.
- D. It's classified as emblements.
正解：A
解説：
Comprehensive and Detailed
When personal property (chattel) is physically attached to real property in such a way that it becomes part of the real estate, it becomes a fixture. Fixtures transfer with the property upon sale unless specifically excluded in the contract. The determination depends on attachment, adaptation, and intent. Maryland's course addresses fixtures under "Real Property and the Law," emphasizing how they affect ownership and conveyance.
質問 # 105
The lender will require flood insurance if the home is ________.
- A. Located in a valley
- B. More than 100 years old
- C. Located in a flood plain
- D. New construction
正解：C
解説：
Lenders that make federally related loans must require flood insurance if the property is located in a Special Flood Hazard Area (SFHA), as designated by the Federal Emergency Management Agency (FEMA).
Flood insurance protects the lender's collateral and the borrower's investment.
The Maryland pre-licensing course covers flood hazards in the "Environmental Issues and Disclosures" unit.
Reference:
Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course - "Environmental Issues and Disclosures" Module National Flood Insurance Act of 1968 (42 U.S.C. 4001 et seq.) - FEMA Floodplain Management.
質問 # 106
Which of the following financing types involves the sale of personal property with the real property?
- A. Security
- B. Wrap-around
- C. Package
- D. Blanket
正解：C
解説：
A package loan (package mortgage) finances both real property and personal property (chattels) together in a single loan-common with new homes that include appliances or furnishings. A blanket loan covers multiple parcels; a wrap-around is junior financing that "wraps" an existing loan; "security" is not a loan type but a general concept.
References: Maryland pre-licensing topic Real Estate Financing (types of mortgages: package, blanket, purchase-money, wrap-around; treatment of personal property in financing).
質問 # 107
What formula would you use to calculate the total amount a seller needs to receive after paying a commission to the real estate agent?
- A. Sales price - (100% - commission rate)
- B. Sales price × (100% - commission rate)
- C. Sales price ÷ (100% - commission rate)
- D. (Net amount + mortgage or other expenses) ÷ (100% - commission rate)
正解：B
解説：
Comprehensive and Detailed Explanation From Exact Extract of Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course:
The net to seller calculation determines how much the seller will receive after the broker's commission and other costs are deducted from the sales price.
The correct formula is:
Net to Seller = Sales Price × (100% - Commission Rate)
For example, if a home sells for $300,000 and the commission rate is 6%, the seller's net before other expenses is:
$300,000 × (100% - 6%) = $300,000 × 94% = $282,000.
This formula is a required competency under the Math for Real Estate and Practical Applications unit of the Maryland pre-licensing course.
質問 # 108
What, when signed by all parties to a sales contract, changes the original terms of the contract?
- A. Amendment
- B. Appurtenance
- C. Annexation
- D. Addendum
正解：A
解説：
Comprehensive and Detailed Explanation From Exact Extract of Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course:
An amendment is a written change or modification to an existing contract that is made after the original agreement has been executed.
All parties must agree to and sign the amendment for it to be legally binding.
This differs from an addendum, which is added before or at the same time as the contract and becomes part of the original agreement.
The Maryland course highlights amendments as critical tools in real estate practice for making mutually accepted changes-such as closing dates, purchase prices, or contingencies-without voiding the original contract.
Reference:
Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course - "Real Estate Contracts" Module Maryland Contract Law - Modifications and Amendments.
質問 # 109
In Maryland, it's customary for the buyer and seller to split the transfer and recordation ______.
- A. 50/50
- B. 40/60
- C. 25/75
- D. 30/70
正解：A
解説：
Maryland practice (as taught in pre-licensing) recognizes a customary 50/50 split of transfer and recordation taxes between buyer and seller, subject to local custom and negotiation. Parties may allocate differently in the contract, and some jurisdictions have varying defaults; however, exam-prep materials present 50/50 as the standard custom unless otherwise agreed.
References: Maryland 60-Hour Course: "Closing the Real Estate Transaction" (Maryland closing customs; allocation of transfer and recordation taxes; contract may supersede custom).
質問 # 110
Shelly buys Mark's house, which is still in an option period with Monique. Monique decides to exercise her option after Shelly moves in. What will happen?
- A. Shelly and Mark must form a new option agreement.
- B. Shelly will have to sell the house to Monique.
- C. Mark will have to refund Monique's option fee.
- D. Nothing will happen, as long as Shelly has a fully executed sales contract with Mark.
正解：B
解説：
An option contract gives the optionee (Monique) the exclusive right to purchase a property within a specified period and under specific terms, but not the obligation to do so.
When properly executed and supported by consideration (the option fee), the option is a binding contract on the property owner (Mark) and any subsequent owners who take title with constructive notice of the existing option.
Therefore, when Monique exercises her valid option within the option period, Shelly must honor it-the property must be sold to Monique under the agreed terms.
Reference:
Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course - "Real Estate Contracts" Module Maryland Contract Law Principles - Option Contracts and Specific Performance.
質問 # 111
What is typically required for a real estate agent to earn a commission from a client?
- A. You must express an interest in representing the client.
- B. The client can make a verbal agreement with you.
- C. The client must make an express, written agreement to pay a commission to your broker.
- D. The client must be a buyer.
正解：C
解説：
In Maryland, a real estate licensee may only perform brokerage services and be entitled to compensation when a written brokerage agreement exists between the client and the broker.
This agreement must clearly state the broker's duties, compensation terms, and representation type (buyer, seller, or dual).
Verbal agreements are insufficient to establish an enforceable right to a commission.
Reference: Maryland 60-Hour Principles and Practices - "Real Estate Brokerage Operations"; Maryland Real Estate Brokers Act 17-532 - Brokerage Agreements.
質問 # 112
How do you decide which party you represent in a transaction?
- A. It's based on compensation. If the seller is paying you, you work for the seller.
- B. It's based on the express written agreement between you and the party whom you represent.
- C. It's based on priority. A seller's duties come before a buyer's duties.
- D. It's based on the implied agreement between you and the party whom you represent.
正解：B
解説：
In Maryland, agency is established by an express, written brokerage agreement that identifies the client, defines the scope of services, and sets compensation terms and required disclosures. Who pays compensation does not determine agency; payment can come from any party or through the cooperative compensation system (e.g., MLS offers) without changing whom the licensee represents. Implied agency is not an acceptable substitute for the required written agreement in Maryland.
References:
Maryland Business Occupations & Professions Article, Title 17 - written brokerage agreement requirement and agency disclosures.
COMAR 09.11.02 (MREC regulations) - content and use of brokerage agreements; disclosure obligations.
Maryland 60-Hour Principles & Practices Course - Real Estate Brokerage & Agency Module (written agreements and representation).
質問 # 113
Uh-oh. You failed to present an offer on behalf of your client in a timely manner. As a result, the seller accepted a lower offer from another buyer. For which of the following could your buyer sue you?
- A. Puffing
- B. Fraud
- C. Misrepresentation
- D. Negligence
正解：D
解説：
In Maryland, a licensee owes clients fiduciary duties that include reasonable skill and care, loyalty, obedience to lawful instructions, disclosure, confidentiality, accounting, and prompt presentation of all written offers. Failing to present an offer promptly breaches the duty of reasonable care and the professional standard of practice and is treated as negligence (a failure to exercise the care a reasonably prudent licensee would exercise under similar circumstances). This is distinct from:
* Fraud (intentional deception),
* Misrepresentation (false statement or omission of material fact),
* Puffing (non-factual opinion or sales talk).
Because the buyer's financial harm flowed from the licensee's carelessness (delay), the appropriate theory is negligence.
References (Maryland Sources / Pre-Licensing Core Content):
* Maryland Business Occupations and Professions Article, Title 17 (Real Estate Brokers Act) - duties to clients; grounds for discipline for incompetence or negligence.
* COMAR 09.11.02 (MREC Code of Ethics) - obligation to promptly present all written offers and perform with reasonable skill and care.
* Maryland 60-Hour Pre-Licensing Course: "Real Estate Brokerage and the Law of Agency" (fiduciary duties; standards of care; prompt presentation of offers).
質問 # 114
......
更新されたPDF（2025年最新）実際にある Maryland-Real-Estate-Salesperson試験問題：https://www.goshiken.com/Real-Estate/Maryland-Real-Estate-Salesperson-mondaishu.html
問題集返金保証付きのMaryland-Real-Estate-Salesperson公式問題集：https://drive.google.com/open?id=1BldyhrcRsOek_n429apTOu1-2f-j81Du