[2023年11月]更新のACAMS CKYCA実際のブレーン知能問題集 [Q12-Q34]

[2023年11月]更新のACAMS CKYCA実際のブレーン知能問題集

合格できるCKYCA試験更新されたCKYCA試験問題集PDFを獲得2023年更新

協会認定アンチマネーロンダリング（ACAMS）認定試験は、金融犯罪予防業界の専門家のための世界的に認められた認定です。この認定は、マネーロンダリングアンチマネーロンダリング（AML）に関する個人の知識と専門知識を実証し、テロリズム（CFT）の規制と実践の資金調達に対抗するように設計されています。 ACAMS CKYCA認定は、業界で非常に尊敬されており、世界中の金融機関、政府機関、および他の組織によって認められています。

質問 # 12
Who will review KYC files to determine whether you are complying with your jurisdiction's laws and regulations

A. Regulators
B. The KYC Analyst
C. Law Enforcement
D. Compliance

正解：A

質問 # 13
For AML purposes, most jurisdictions require that beneficial ownership be collected at a threshold of (SELECT 2)

A. 10% sometimes for high risk customers
B. 20%
C. 25%
D. 15%

正解：A、C

質問 # 14
The minimum level of Customer Due Diligence that is required when opening a new account includes the following? (SELECT 4)
What type of locations is the account going to be transacting with. (Correct)
Why this account is being opened? (Correct)
What type of people does the customer associate with?

A. What sorts of transactions you should anticipate?
B. The frequency and expected amounts of those transactions?

正解：A

質問 # 15
If the legal structure is overly complex.
What step should the analyst do when conducting Customer Due Diligence in identifying the beneficial owners?

A. Tread carefully, particularly if they operate in jurisdictions with secrecy la
B. Continue, Most legal structures can be overly complex in a normal business setting.
C. Escalate, A complex legal structure is a sign of hiding the beneficial owner.

正解：A

質問 # 16
When is comes to Enhanced Due Diligence (EDD) regulators require you to do a perfect job on the client.

A. FALSE.
B. TRUE.

正解：A

質問 # 17
What of the following countries are considered Tax Havens? (SELECT 2)

A. British Virgin Islands.
B. Barbados.
C. United States Virgin Islands.
D. Cayman Islands.

正解：A、D

質問 # 18
Trade finance, which is the provision or credit for domestic and international trade transactions is likely?

A. Usually a Low Risk Product.
B. Usually a Medium Risk Produce.
C. Usually a High Risk Product
D. It depends on the Anti-Money Laundering program.

正解：C

質問 # 19
Why is Private Banking Higher Risk? (SELECT 2)

A. Transactions may be confidential.
B. They use products which are designed for clients with a greater risk tolerance.
C. They use Transactions that attempt to mask true ownership.
D. They almost exclusively use structures that are on secretive jurisdictions.

正解：A、C

質問 # 20
If an organization suspects that a customer is laundering money, or committing other types of financial crime, it has a duty to report it to the authorities? (TRUE OR FALSE)

A. True.
B. False

正解：A

質問 # 21
What industries are often exploited by criminals (SELECT 3)

A. Casinos.
B. Insurance.
C. Dealers in high value goods.
D. Charities Non Profits.
E. Broker Dealers.

正解：A、C、D

質問 # 22
The KYC four step research is?

A. Assess, Organize, Narrow, Present
B. Assess, Organize, Explore, Present
C. Assess, Operations, Explore, Present
D. Assess, Organize, Explore, Past

正解：B

質問 # 23
What a is supranational organization below? (SELECT 3)

A. World Trade Organization
B. Australian Transaction Reports and Analysis Centre.
C. European Union.
D. Singapore's Ministry of Law.
E. United Nations

正解：A、C、E

質問 # 24
What is the purpose of having controls to Know Your Customer, also known as KYC?

A. Manage the financial crime risk to your organization.
B. Manage the compliance risk of your customer.
C. Manage the financial crime risk to your customer.
D. Manage the compliance risk of your organization.

正解：A

質問 # 25
Financial Institutions include? (SELECT 2)

A. Broker Dealer.
B. Companies registered with the SEC.
C. Pay Day Loan Companies.
D. Insurance Companies.

正解：A、D

質問 # 26
For benefitial ownership, the exact account-opening procedures and customer acceptance policies will depend on the type of? (SELECT 3)

A. Customer.
B. Product.
C. Local Regulations.
D. Risk.
E. Geography.

正解：A、C、D

質問 # 27
KYC does not end after on-boarding a customer. (TRUE OR FALSE)

A. False.
B. True.

正解：B

質問 # 28
An individual customer with a regular job and a salary opening a savings account would be?

A. Medium Risk.
B. Unable to determine with that information.
C. High Risk.
D. Low Risk.

正解：D

質問 # 29
Non-documentary verification is checking the information the customer provides against? (SELECT 3)

A. Email confirmation.
B. Audited Statements.
C. Public records.
D. Proprietary databases.
E. Credit reports.

正解：C、D、E

質問 # 30
Most Organizations Use the three risk classifications for customers.
What are they? (SELECT 3)

A. Very High.
B. EDD-High.
C. Medium.
D. High.
E. Low.
F. Moderate.

正解：C、D、E

質問 # 31
The overall customer risk rating is usually derived as a composite of the following four categories of risk in money laundering prevention.
What are the those four?